Accept any coin
Bitcoin, Solana, USDT on Tron, USDC on Base, and 27 more. Your buyer pays from the wallet they already have open.
- Scan and send
- No bridge
- No network picker
Live on Monad · 30 chains
Get paid in any coin.Settle on Monad.
Your customer pays with whatever they already hold, even the Bitcoin they swore they'd never sell. You receive one asset on Monad. No bridges, no network switching, no gas.
Non-custodial · Settles on Monad · Works with any wallet
“We were losing customers who held everything on Solana. Tender took a day to wire up and that whole category of drop-off just disappeared.”
“One address per chain, one settlement asset. The API does exactly what the docs say it does, which is rarer than it should be.”
“The underpayment handling is what sold me. Everyone else pretends partial payments don't happen. Tender models them.”
“We were losing customers who held everything on Solana. Tender took a day to wire up and that whole category of drop-off just disappeared.”
“One address per chain, one settlement asset. The API does exactly what the docs say it does, which is rarer than it should be.”
“The underpayment handling is what sold me. Everyone else pretends partial payments don't happen. Tender models them.”
“Our buyers never see a network picker. They scan, they pay, it settles. Support tickets about 'wrong chain' went to zero.”
“Non-custodial was non-negotiable for us after Commerce shut down. Tender never touches the funds and still gives us webhooks.”
“I integrated it on a Sunday afternoon. Create invoice, render the page, listen for the webhook. That's the whole thing.”
“Our buyers never see a network picker. They scan, they pay, it settles. Support tickets about 'wrong chain' went to zero.”
“Non-custodial was non-negotiable for us after Commerce shut down. Tender never touches the funds and still gives us webhooks.”
“I integrated it on a Sunday afternoon. Create invoice, render the page, listen for the webhook. That's the whole thing.”
Measurable difference
Real money. Real speed. Real control.
Numbers a merchant can hold you to, not a promise about the future.
- <1s
- Settlement finality
- $0
- Gas paid by you
- 100%
- Self-custody
- 24/7
- Always on
You're losing sales at checkout
Your customer holds Bitcoin
Your checkout only takes one chain
So they bridge, swap, and buy gas
Most of them just leave
85% of crypto checkouts are abandoned
You're losing sales at checkout
Your customer holds Bitcoin
Convert more with Tender.
Crypto checkouts lose most of their buyers, and the top cited reason is network selection confusion. Tender removes the choice entirely. Every chain is simply accepted.
₿ Ξ ◎
15%
Crypto checkout▣ ▤
30%
Card checkout◆
98%
TenderCheckout completion rate. Higher is better.
Get paid stress-free
- 01
Every chain, one address
Bitcoin, Solana, USDT on Tron, any EVM. Your buyer sends from the wallet they already have, with no bridge, no swap, no network picker.
- 02
Settled in seconds, not days
Funds land in your chosen asset on Monad and a signed webhook hits your server the moment they do. Most payments clear in under a minute.
- 03
Never in our custody
Tender never touches your money. Deposits route straight through to the address you control, so there is nothing of yours on our balance sheet.
What you can do
Everything a checkout needs, in one integration
One API key, one settlement address, and every chain your buyer might already be holding.
Settle in one asset
Whatever comes in, one asset lands on Monad at the address you control. Your books stay in a single currency.
- Monad, chain 143
- Your choice of asset
- Gas abstracted
Know the moment it lands
A signed webhook hits your server on every state change, including the ones most processors quietly swallow.
- Signed + timestamped
- Underpayment modelled
- Replayable
Three calls, start to settled
In person
Scan or tap to pay at the counter
Key in the amount and turn the screen round. Your customer scans the code with their camera, or taps an NFC sticker, and pays from the wallet already on their phone.
Scan with any camera
No app to install and nothing to connect. The phone's own camera opens the checkout.
Tap an NFC sticker
Write a sale, or a reusable link, onto a cheap NFC sticker. Any modern phone opens it with a tap, iPhone included.
Paid, right on the screen
The counter flips to Paid the moment the payment settles on Monad. Every sale is an ordinary invoice, with the same webhook.
Open the counter
Writing a sticker needs Chrome on Android. Reading one works on any NFC phone.
Scan or tap to pay
$12.50
Scan, or tap here
Move money
Take payment from anyone, anywhere
Your buyer opens their wallet, scans, and sends. There is no account to make, no chain to choose and no gas token to go and buy first.
One QR, every chain
The checkout shows the asset they picked and an address that only accepts it. Nothing to get wrong.
Works with any wallet
Tender never asks for a signature or a connect prompt, so exchange withdrawals work exactly like wallet sends.
Priced for the whole minute
The quote is held to a visible deadline. If it lapses before they send, the deposit is refunded rather than silently repriced.
Underpayment is a state, not a ticket
A short payment gets its own state and a webhook, never a support thread. A deposit below the chain minimum is refunded automatically; anything above it is yours, recorded against the invoice.
Coming soon
Spend it without cashing out
The Tender card draws straight from your settlement balance on Monad. Revenue arrives in crypto and leaves as an ordinary card payment, with no exchange sitting in the middle.
- Draws on your settled balance
- Spend anywhere cards are taken
- Non-custodial until the moment you spend
SettleLive
Money that shows up while you are still looking at it
Most payments clear in under a minute. You watch the invoice move from detected to settled on the same screen your customer is standing in front of.
~40s
Median time to settled
Checkout friction is eating your revenue
Every chain you don't accept is a customer who can't pay you. See what that costs over a year.
Monthly volumeProjected over 12 months
With Tender$1.2M
Without Tender$180K
Illustrative figures based on a $100K monthly checkout volume, comparing an 85% abandonment rate against under 2%. Results vary by business.
Thirty chains. One integration.
Your customer pays from the chain they already hold. Every one of these settles to the same address on Monad.
- BBitcoin
- EEthereum
- SSolana
- MMonad
- BBase
- AArbitrum
- OOptimism
- PPolygon
- BBNB Chain
- AAvalanche
- TTron
- NNEAR
- SSui
- AAptos
- TTON
- XXRP
- CCardano
- DDogecoin
- LLitecoin
- BBitcoin Cash
- ZZcash
- SStarknet
- SScroll
- GGnosis
- BBerachain
- PPlasma
- XX Layer
- AADI
- AAleo
- DDash
- + more as Aurora adds them
Insights and updates
What we are learning
Research
Why crypto checkouts lose most of their buyers
Over eight in ten crypto checkouts are abandoned, and the reasons are boringly consistent: the buyer is asked to pick a network.
·6 min read
Engineering
What happens when a customer underpays
Partial payments are not an error condition. They are a normal outcome, and treating them as a support ticket is a design failure.
·5 min read
Product
Why we settle on Monad
A settlement chain has one job: be finished before your customer has put their phone away. Here is how we chose.
·4 min read
Frequently asked questions
View moreDo you ever hold my funds?
No. Tender is non-custodial. Deposits route through Aurora Intents directly to the settlement address you control on Monad. We never take custody, which means no license, no float, and nothing of yours on our balance sheet.
What happens if a customer underpays?
It's a first-class state, not an error. If less than the amount has arrived when the invoice closes, it moves to UNDERPAID and you get a webhook. A deposit below the chain minimum is refunded to the buyer automatically; anything above it reached your address, and the invoice's payments show exactly what arrived.
Does my customer need to connect anything?
Never. They see an amount and a QR code, and they send from whatever wallet or exchange they already use. There is no connect step, no signature request, and no network switching prompt.
Can I take payments in person?
Yes. The counter screen in your dashboard turns a phone, tablet or laptop into a till: key in the amount, and the customer scans the code or taps an NFC sticker, then pays from their own wallet. Writing a sticker needs Chrome on Android; any NFC phone, iPhone included, can tap it.
Do I need MON to receive payments?
No. Gas is abstracted end to end. Neither you nor your customer needs to acquire the destination chain's native token for a payment to settle.
How fast do payments settle?
Most settle within a minute of confirmation on the source chain. Confirmation time depends on the chain your customer pays from: Solana is seconds, Bitcoin is longer.
What does it cost?
Around 0.4% per transaction with no monthly fee, no setup fee, and no minimum volume. You keep the majority of the spread on every payment you process.
Start accepting any coin today.
Create an invoice in under five minutes. No sales call, no contract.
